ROI: Royal Office Insights
Powerful Cash Management Tools
ROI (Return on Investment) is an important metric of business success. With the Royal Office Insights suite of cash management tools, you can manage and monitor your company’s progress toward ROI success. Our time-saving tools and vendor partnerships offer big company solutions that can be custom-tailored to your needs.
Business Online Banking
We’ve made available to you the same exact tools our branch teams use each day to deliver our unparalleled customer service so you can quickly and easily view and manage your entire portfolio. Choose from three service levels designed to meet the specific needs of your business.
Remote Deposit Capture
Deposit checks without ever leaving your desk. Increase productivity and enjoy extended cut-off times (up to 6pm on business days) to enable you to better manage your company’s cash flow. Choose from a variety of scanner options or our mobile app.
Create and transfer ACH (Automated Clearing House) files and receive real-time status updates with this powerful business banking tool. Review ACH history and set thresholds to improve security and reduce fraud risk.
From cutting-edge technologies like swipe readers that attach to your smart devices, to traditional POS terminals, at Royal we partner with a leader in the processing industry to deliver payment solutions that make it easier for your customers to do business with you.
Offered in partnership with one of our region’s premier payroll service providers, this solution brings big business benefits to small and mid-sized companies and their employees. A simplified online portal supports swift and convenient payroll processing and direct deposit services are the ultimate employee time-saving perk.
Complete control over the wiring process means faster processing of funds for your key vendors and suppliers. Integrated security and administration tools help protect against fraud without sacrificing the timeliness associated with wire transfers.
Help protect your business and reduce the potential impact of fraud with this easy to use and administer online tool for decisioning payments.
Insured Cash Sweep (ICS)
Working with a network of 3,000 FDIC insured banks, ICS eliminates the need for multiple banking relationships by providing the peace of mind of FDIC insurance protection for deposits over $250,000 along with streamlined access to funds, unified statements and a single point of contact.
Sweep Accounts / Zero Balance Account (ZBA)
Maximize earnings and opportunities while maintaining liquidity by sweeping excess collected balances to your other Royal accounts or towards your loans.