|
Account
|
Annual Percentage Yield
|
Average Daily Minimum Balance
Required to Earn APY/Avoid Fees |
|
Premier Interest Ckg + |
2.75% |
$10,000 + DD/eStatements |
|
Premier Interest Checking |
2.50% |
$10,000 |
|
Super Interest Checking |
0.50% |
$5,000.00 |
|
Senior Checking |
0.75% |
$500.00 |
|
Regular Checking |
- |
$400.00 |
|
Direct Checking |
- |
$0.00 |
|
New Jersey Consumer Checking |
- |
$1.00 |
|
New York Consumer Checking |
- |
$0.01 |
Geographic restrictions apply to state-specific accounts. See associate for full details.
Note: Fees may reduce earnings
|
Account
|
Annual Percentage Yield
|
Average Daily Minimum Balance
Required to Earn APY/Avoid Fees |
|
Passbook Savings |
0.50% |
$300.00 |
|
Statement Savings |
0.50% |
$300.00 |
Note: Fees may reduce earnings
|
Account
|
Annual Percentage Yield
|
Average Daily Minimum Balance
Required to Earn APY/Avoid Fees |
|
Business Checking |
- |
$1,500.00 Average Daily Investable Balance |
|
Business Manager |
- |
$2,500.00 Daily Collected Balance |
|
Business Preferred Checking |
- |
$0.00 |
All APYs subject to change at any time
Note: Fees may reduce earnings
|
Account
|
Annual Percentage Yield
|
Minimum
Investment
|
|
IRA Savings |
0.75% |
$100.00 |
|
IRA CD |
See CD Yield |
$1,000.00 |
|
Royal IRA |
1.75% |
$50,000.00 |
|
Term
|
Annual Percentage Yield
|
Minimum
Investment |
|
3 Month |
2.25% |
$5,000.00 |
|
6 Month |
2.35% |
$5,000.00 |
|
14 Month CD |
4.15% |
$1,000.00 |
|
1 Year |
2.75% |
$1,000.00 |
|
18 Month |
3.00% |
$1,000.00 |
|
2 Year |
4.00% |
$1,000.00 |
|
3 Year |
4.15% |
$1,000.00 |
|
4 Year |
4.15% |
$1,000.00 |
|
5 Year |
4.25% |
$1,000.00 |
|
8 Year |
4.50% |
$1,000.00 |
|
10 Year |
4.50% |
$1,000.00 |
+Must have/open an account with Direct Deposit to earn rate. 1x DD per cycle or rate converts to 4.00% APY
Penalties apply for early withdrawal.
|
Account (Tiers if Applicable)
|
Annual Percentage Yield
|
Average Daily Minimum Balance
Required to Earn APY/Avoid Fees |
|
MMA VI |
3.00% |
$10,000,000 and above |
|
MMA V |
3.25% |
$1,000,000-$9,999,999 |
|
MMA IV |
3.25% |
$500,000-$999,999 |
|
MMA III |
3.25% |
$250,000-$499,999 |
|
MMA II |
3.00% |
$50,000-$249,999 |
|
MMA I |
2.75% |
$1-$49,999 (<$2500 subject to min. bal. fee) |
|
eMMA |
3.10% |
$50,000+ |
Note: Fees may reduce earnings
Annual Percentage Rates (APR) and Annual Percentage Yields (APY) are subject to change at any time. There is no limitation on the amount or frequency of change.
Interest on Money Markets, Royal Treasury and NOW accounts compound monthly. Interest on Certificates of Deposit compound daily
