Secure Online Banking

Privacy Policy

Rev. 01/2015

FACTS WHAT DOES ROYAL BANK AMERICA DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you
have with us. This information can include:• Social Security Number
• Account Balances
• Credit History
• Income
• Payment History
• Credit ScoresWhen you are no longer our customer, we continue to share your information as described in this
notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Royal Bank America chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Royal Bank America share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes—information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes—information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share
Who we are
Who is providing this notice? Royal Bank America
What we do
How does Royal Bank America protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.Our physical, electronic and procedural safeguards comply with federal standards to guard your non-public information.
How does Royal Bank America collect my personal information? We collect your personal information, for example, when you:• Open an Account
• Pay Your Bills
• Use Your Debit Card
• Deposit Money
• Apply for a Loan
Why can’t I limit all sharing? Federal law gives you the right to limit only:• Sharing for affiliates’ everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to youState laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.Royal Bank America does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.Royal Bank America does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.Royal Bank America does not jointly market.
Questions? Call 610.668.4700, visit royalbankamerica.com or email info@royalbankamerica.com
Other important information Copies of this privacy policy are always available online at www.royalbankamerica.com or by visiting any Royal branch office.

Your closest Royal Bank America branch is just a click away.

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