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Certificates of Deposit

Many Royal Bank certificates of deposit (CDs) offer higher rates of return than savings accounts. CDs may be ideal products for achieving savings and retirement goals. Remember, there may be penalties for early withdraw so be sure to consult your personal financial advisor.

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FDIC insured

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Term lengths from 3 mo. to 10 yrs.

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Predictable rate of return

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IRA CDs available

Current Rates
Term (months) Annual Percentage Yield* (APY) Minimum Investment
3 0.35% $1,000
6 0.40% $1,000
12 1.00% $1,000
18 1.10% $1,000
24 1.25% $1,000
30 1.25% $1,000
36 1.25% $1,000
48 1.40% $1,000
60 1.75% $1,000
96 1.10% $1,000
120 1.20% $1,000

*Penalty may apply for early withdrawal. Fees may reduce earnings.

Current IRA CD Rates
Term (months) Annual Percentage Yield* (APY) Minimum Investment
3 0.50% $1,000
6 0.55% $1,000
12 1.15% $1,000
18 1.25% $1,000
24 1.40% $1,000
30 1.40% $1,000
36 1.40% $1,000
48 1.55% $1,000
60 1.90% $1,000
96 1.25% $1,000
120 1.35% $1,000

*Penalty may apply for early withdrawal. Fees may reduce earnings. Rates available 01/01/2017-04/15/2017.

Certificates of Deposit

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