Secure Online Banking

Personal Checking

All Accounts come with: Free Mobile Banking, Free Online Banking, Free BillPay
and surcharge-free access to 55,000+ ATM’s in the Allpoint Network.

Prime Checking
For depositors 50+
Minimum Opening Deposit
$100
Average Available Balance Required
$500
Below Average Available Balance Fee
$10
Monthly Fee
$0
Interest Rate
Variable
Check Writing Privileges
Unlimited
Additional Benefits
Free Personalized Checks
(1 set per year)
50% off Safe Deposit Boxes
Free Treasurer's Checks
Free Checking
No min. balance requirement
Minimum Opening Deposit
$100
Average Available Balance Required
$0
Below Average Available Balance Fee
n/a
Monthly Fee
$0
Interest Rate
n/a
Check Writing Privileges
Unlimited
Additional Benefits
No Direct Deposit Requirement
Generation Royal
Students ages 15 – 24
Minimum Opening Deposit
$100
Average Available Balance Required
$0
Below Average Available Balance Fee
n/a
Monthly Fee
$0
Interest Rate
n/a
Check Writing Privileges
Unlimited
Additional Benefits
Free First Order of Checks
Free Incoming Wires
Savvy Selection
Interest Checking
A truly flexible account
Minimum Opening Deposit
$100
Average Available Balance Required
$2,500
Below Average Available Balance Fee
$10
Monthly Fee
$0
Interest Rate
Variable
Check Writing Privileges
Unlimited
Additional Benefits
Earn More
w/Balances of $10,000+
ICS Interest Checking
Secure large deposits while maintaining access to funds
Minimum Opening Deposit
$100
Average Available Balance Required
$0
Below Average Available Balance Fee
$0
Monthly Fee
$100
Interest Rate
Variable
Check Writing Privileges
Unlimited
Additional Benefits
Ask about increased FDIC insurance options
account options Prime Checking Most Popular
Free Checking
Generation Royal Savvy Selection
Interest Checking
ICS Interest Checking
  For depositors 50+ No minimum balance required Students ages
15 – 24
A truly flexible account Secure large deposits while maintaining access to funds
Minimum Opening Deposit $100 $100 $100 $100 $100
Average Available Balance Required $500 $0 $0 $2,500 $0
Below Average Available Balance Fee $10 n/a n/a $10 $0
Monthly Fee $0 $0 $0 $0 $100
Interest Rate Variable n/a n/a Variable Variable
Check Writing Privileges Unlimited Unlimited Unlimited Unlimited Unlimited
Additional Benefits Free Personal Checks (1 set per year)
50% off Safe Deposit Boxes
Free Treasure’s Checks
No Direct Deposit Requirement Free First Order of Checks
Free Incoming Wires
Earn More with Balances of $10,000+ Ask about increased FDIC insurance options

There is no minimum balance requirement to earn APY. Fees may reduce earnings.
Rates are subject to change at anytime at management’s discretion, without limitation on the percentage change.

Fees & Terms

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Looking for details on accounts opened prior to March 17, 2014
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