|
Account
|
Annual Percentage Yield
|
Average Daily Minimum Balance
Required to Earn APY/Avoid Fees |
|
Personal Interest Checking |
0.25% |
$1,500 |
|
Premier Interest Checking Plus |
0.60% |
$10,000 |
|
Encore Checking |
0.60% |
$500.00 |
|
Regular Checking |
- |
$100.00 |
|
Direct Checking |
- |
$0.00 |
|
New Jersey Consumer Checking |
- |
$1.00 |
|
New York Consumer Checking |
- |
$0.01 |
Geographic restrictions apply to state-specific accounts. See associate for full details.
APY subject to change at any time. Note: Fees may reduce earnings
|
Account
|
Annual Percentage Yield
|
Average Daily Minimum Balance
Required to Earn APY/Avoid Fees |
|
Royal Rangers Youth Savings |
0.60% |
Min. $25 to open account |
|
Passbook Savings |
0.50% |
$100.00 |
|
Statement Savings |
0.50% |
$100.00 |
APY subject to change at any time. Note: Fees may reduce earnings
|
Account
|
Annual Percentage Yield
|
Average Daily Minimum Balance
Required to Earn APY/Avoid Fees |
|
Business Checking |
- |
$1,500.00 Average Daily Investable Balance |
|
Business Manager |
- |
$2,500.00 Daily Collected Balance |
|
Business Preferred Checking |
- |
$0.00 |
Note: Fees may reduce earnings
|
Account
|
Annual Percentage Yield
|
Minimum
Investment
|
|
IRA CD |
See CD Yield |
$1,000.00 |
|
IRA Savings |
0.60% |
$1,500.00 |
|
Term
|
Annual Percentage Yield
|
Minimum
Investment |
|
3 Month |
0.40% |
$1,000.00 |
|
6 Month |
0.50% |
$1,000.00 |
|
1 Year |
0.85% |
$1,000.00 |
|
18 Month |
1.00% |
$1,000.00 |
|
2 Year |
1.10% |
$1,000.00 |
|
36 Month |
1.40% |
$1,000.00 |
|
4 Year |
1.60% |
$1,000.00 |
|
5 Year |
1.75% |
$1,000.00 |
|
8 Year |
1.90% |
$1,000.00 |
|
10 Year |
2.05% |
$1,000.00 |
Min. Investment shown to open/earn APY.
Penalties apply for early withdrawal. Fees may reduce earnings.
|
Account (Tiers if Applicable)
|
Annual Percentage Yield
|
Average Daily Minimum Balance
Required to Earn APY/Avoid Fees |
|
MMA VI |
0.85% |
$1,000,000 and above |
|
MMA V |
0.85% |
$500,000-$999,999 |
|
MMA IV |
0.85% |
$250,000-$499,999 |
|
MMA III |
0.85% |
$100,000-$249,999 |
|
MMA II |
0.75% |
$50,000-$99,999 |
|
MMA I |
0.70% |
$1-$49,999 (<$2500 subject to min. bal. fee) |
|
eMMA |
0.80% |
$50,000+ |
APY subject to change at any time. Note: Fees may reduce earnings. MONEY MARKET ACCOUNTS UTILIZE TIERED INTEREST RATES. RATES ARE VARIABLE AND SUBJECT TO CHANGE. EACH ACCOUNT REQUIRES A MINIMUM BALANCE TO EARN SPECIFIC INTEREST RATES. UNLIMITED CASH WITHDRAWALS MAY BE MADE FROM MONEY MARKET/ SAVINGS ACCOUNTS, AT NO CHARGE, BY USING SPECIAL WITHDRAWAL TICKETS AVAILABLE IN OUR BRANCHES. BY LAW, ONLY SIX NON-CASH WITHDRAWAL TRANSACTIONS ARE PERMITTED PER STATEMENT CYCLE. A $25 FEE PER OCCURRENCE WILL BE LEVIED FOR TRANSACTIONS OVER LIMITS. ACCOUNTS THAT CONSISTENTLY EXCEED LIMITS WILL AUTOMATICALLY AND PERMANENTLY REVERT TO NON-INTEREST BEARING ACCOUNTS. SEE BRANCH MANAGERS FOR DETAILS.
Annual Percentage Rates (APR) and Annual Percentage Yields (APY) are subject to change at any time. There is no limitation on the amount or frequency of change.
Interest on Money Markets, Royal Treasury and NOW accounts compound monthly. Interest on Certificates of Deposit compound daily
