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Latest Home Equity Offer

*The introductory fixed Annual Percentage Rate (APR) shown equates to Prime minus 1.76% and is available for new home equity line of credit customers only. This APR will apply to the first three (3) full billing cycles after closing. Thereafter the APR for lines of $25,000-$250,000 will be at Prime minus 0.26% for the life of the credit line. Rate as shown for lines of $25,000-$250,000 and automatic payment (direct debit) from a Royal Bank America (RBA) checking account and a draw of $15000 within the first 30 days after closing. Rates are 1.00% higher without direct debit and 1.50% higher without a draw in the first 30 days. APR is a variable rate and is subject to change. Rates are accurate as of March 12, 2015, and are based on Wall Street Journal prime (3.25% as of 03/12/15). Applications must be completed and received by June 30, 2015. Minimum APR is 2%. Maximum APR is 18%. No application/closing fees apply. An annual fee of $125.00 applies. A late charge of 5% of the past due payment will be assessed if your payment is past due. All loans are subject to credit approval by RBA. Maximum loan to value (LTV) is 80% for primary, in-market residences only. Property insurance is required. You may not use this home equity line for commercial purposes. Other rates and terms available. Please visit royalbankamerica.com or one of our convenient branches to speak with a bank representative. NMLS 883925.

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