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Latest Home Equity Offer

*The Annual Percentage Rate (APR) shown equates to Prime minus 0.51% and is available for new home equity for lines $50,000-$250,000 with automatic payment (direct debit) from a Royal Bank America (RBA) checking account. Rates are 1.00% higher without direct debit. APR is a variable rate and is subject to change. Rates are accurate as of October 11, 2014, and are based on Wall Street Journal Prime (3.25% as of 10/01/14). Applications must be completed and received by March 31, 2015. Minimum APR is 2%. Maximum APR is 18%. No application/annual/closing fees apply. A late charge of 5% of the past due payment will be assessed if your payment is past due. All loans are subject to credit approval by RBA. Maximum loan to value (LTV) is 80% for primary, in-market residences only. Property insurance is required. You may not use this home equity line for commercial purposes. Other Rates and Terms Available. Please visit or one of our convenient branches to speak with a bank representative. NMLS 883925.

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