LATEST HOME EQUITY OFFER
*Rate as shown for lines of $100,000-$250,000 represents Annual Percentage Rate (APR) of Wall Street Journal prime minus 0.51% APR with automatic payment (direct debit) from a Royal Bank America (RBA) checking account. APR is a variable rate and is subject to change and is based on Wall Street Journal prime (3.25% as of 01/06/14). Minimum APR is 2%. Maximum APR is 18%. No annual/closing fees apply. **Rate as shown for loans of $50,000 – $250,000 represents APR with direct debit from a RBA checking account, with RBA in 1st lien position and a term of 1-5 years. Fees may be assessed for an appraisal, title search, credit bureau, mortgage recording or satisfaction fee. #Other Rates and Terms Available. Please visit royalbankamerica.com or one of our convenient branches to speak with a bank representative. Home Equity Lines of Credit rates are 1.00% higher and Home Equity Loans rates are 0.50% higher without direct debit. Interest rates and annual percentage rates are subject to change and are accurate as of January 25, 2014. No application fee. A late charge of 5% of the past due payment will be assessed if your payment is past due. All loans are subject to credit approval by RBA. Maximum loan to value (LTV) is 80%. Property insurance is required. You may not use this home equity loan/line for commercial purposes. NMLS 883925.
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